bob World Tab (TabIT) is a tablet-based assisted digital onboarding system of Bank of Baroda.
It is used by branch staff to open customer accounts digitally.
Accounts that can be opened:
- Savings Account
- Current Account
- NRE / NRO Account
- DEMAT & Trading Account
Key Features:
- Fully paperless process
- Fast and smooth onboarding
- Used at branches or during customer visits
- Helps increase CASA (Current & Savings Account)
2. Purpose of Tab Banking
The main objectives of bob World Tab are:
- Faster account opening (near instant)
- Eliminate physical paperwork
- Better customer experience
- Digital KYC and verification
- Expansion of customer base
3. Modes of Account Opening
Accounts can be opened using the following modes:
| Mode | Explanation |
|---|---|
| Aadhaar + OTP | Completely paperless, instant verification |
| Aadhaar + Biometric | Fingerprint-based e-KYC |
| CKYC Search & Download | Customer data fetched from CKYC registry |
4. Savings Bank Schemes Available on Tab Banking
A total of 22 Savings Account schemes can be opened through bob World Tab.
Important categories:
| Category | Examples |
|---|---|
| General | Baroda Advantage SB, Baroda Super Saving |
| Salary | Baroda Salary Classic, Super, Premium, Privilege |
| Senior Citizen | Baroda Senior Citizen Privilege |
| Government | Baroda Government Scholarship Account |
| Youth / Kids | Baroda Champ |
| Women | Baroda Mahila Shakti |
| Professional | Baroda Professional Saving Account |
| Defence | Baroda Defence Salary Package |
| Digital | Baroda bob Lite, Baroda bob BRO |
| Home Loan Linked | HL-Linked SB Account |
| Pension | Baroda Advantage Pension Account |
Memory Trick:
S – S – G – W – D – P – Y
(Salary, Senior Citizen, Government, Women, Digital, Professional, Youth)
5. Current Account Opening through Tab
bob World Tab supports digital opening of:
- Current Account – Individual / Sole Proprietor
- Current Account – Non-Individual (Partnership, Company, etc.)
Benefits:
- Faster onboarding
- End-to-end digitization
- Integrated backend processing
6. Important Circulars
| Circular No. | Subject | Date |
|---|---|---|
| 3 | Aadhaar biometric authentication enabled | 04 Jan 2024 |
| 50 | DEMAT & Trading account via Tab | 30 Jan 2024 |
| 147 | New features in Current Account opening | 27 Feb 2024 |
| 157 | SB account opening using CKYC | 12 Mar 2024 |
| 286 | Account opening via Tab Banking | 06 May 2024 |
| 539 | NRE / NRO account opening on Tab | 31 Aug 2024 |
Memory Hack:
Jan → Feb → Mar → May → Aug
(13 → 50 → 147 → 157 → 286 → 539)
7. Benefits of bob World Tab
- Completely digital onboarding
- Supports Aadhaar & CKYC
- Faster CASA growth
- Reduced customer waiting time
- Paperless and compliant KYC
- Better data accuracy
- Supports SB, CA, NRE/NRO & DEMAT accounts
⭐ Important Exam Points
- bob World Tab = Assisted digital onboarding platform
- Opens Savings, Current, NRE/NRO, DEMAT accounts
- Account opening modes:
- Aadhaar OTP
- Aadhaar Biometric
- CKYC
- 22 Savings Account schemes available
- Major circulars in 2024
🟩 Last-Minute Revision Notes
- bob World Tab = Tablet banking by BoB
- Paperless and staff-assisted
- Modes: Aadhaar OTP, Aadhaar Bio, CKYC
- Supports SB, CA, NRE/NRO, DEMAT
- Major upgrades in Jan, Feb, Mar, May, Aug 2024